Protection your family can trust

Working as a police/corrections officer, firefighter, or emergency medical technician you’re there for your community as well as your family. The Armed Forces Benefit Association (AFBA) is proud to offer first responder products to help secure your family’s financial future.

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Our partners in the first responder market

First Responder Task Force

Over a decade ago, the First Responder Task Force was created to serve as the distribution channel ensuring first responders have access to AFBA’s life insurance member benefits. The strength of our partnership comes from our joint unwavering commitment to provide peace, certainty, and security to those who deserve it most. Having served more than 7,000 agencies, they are our “boots on the ground” and have the credibility and expertise to represent AFBA and do right by you and the first responders you lead.

 

Schedule a briefing
To schedule a briefing at your agency with a First Responder Task Force coordinator, please contact them here.

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Leila Person
18 September 2026
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Let my rep was excellent!! She was knowledgeable and helpful!!
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cheyenne wright
16 September 2026
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I had an excellent experience thanks to the outstanding customer service I received from Shaylyn. She was friendly, professional, and patient. She was also very knowledgeable and informative about her job and took the time to explain everything clearly throughout my call. It’s refreshing to come across someone who takes pride in providing excellent customer service and making customers feel valued. Shaylyn definitely went above and beyond, and I truly appreciate her kindness and positive attitude. Great job, Shaylyn!
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Michael Simons
11 September 2026
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Great experience
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Rosa Myles
28 August 2026
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I cannot say enough wonderful things about Leticia. She has been absolutely AMAZING from the very beginning. During one of the most difficult times a family can go through—the loss of a loved one—her kindness, patience, compassion, and professionalism meant more to me than I can express. Every single time I have called and asked for Leticia, she has been there for me. If she wasn’t available at that exact moment, she called me back. She answered every question I had, even when I felt like I was asking the same question over and over again. She never made me feel rushed, never made me feel like I was bothering her, and always took the time to make sure I understood everything. When you are grieving, your mind and emotions are in so many different places, and sometimes you need things explained more than once. Leticia understood that. She treated me with such genuine compassion and patience during a time when my family and I were hurting deeply. Exceptional customer service is one thing, but Leticia went far beyond that. She made me feel cared for, heard, and supported as a person. I am truly grateful for everything she has done for me and my family. She is an incredible asset to this company, and I hope she knows how much her kindness has meant to us. If I could give Leticia more than five stars, I absolutely would. Thank you, Leticia, from the bottom of my heart. ❤️
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Gary Basilo
25 August 2026
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Served me many yrs ....easy to make paymeny...can talk to human and avoid AI which is difficult
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Shaune Gross
3 July 2026
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Life changes are real, thus adapting to those changes require the customer to reach out and make other changes. I found myself making contact with AFBA so that going forward the results are going to be good. My intentions and the possibilities of how to achieve those intentions developed into an excellent experience between myself and the Agent 'L' that took my call. She was knowledgeable, professional, and courteous. The service was first class. I'm a satisfied customer.
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Cpt Fad
26 June 2026
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The Best Experience ever! I was coming up on the last year of my 20 year Term and had some questions. The Best CS experience I’ve had in a long time. Thank you.
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Latorya Guhin
29 May 2026
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Very helpful
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kelly peters
28 May 2026
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I had an EXCELLENT experience with Ms. Lety. It had been a long time since I had updated my AFBA beneficiaries/personal data after a name change, and Ms. Lety, even though almost at the end of her shift, stayed on the phone with me and helped me establish my on-line account, update my profile, user name, password, beneficiaries AND she discovered that she needed to merge TWO AFBA accounts into just one for me. Throughout the administrative process, she remained cordial, energetic, and she stayed on the phone line with me until she confirmed I could log in, see all of my details, as well as the one, merged policy. EXCEPTIONAL, EXCEPTIONAL customer service and a superb representative for AFBA.
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Gidget Benitez
17 May 2026
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Writing this review on behalf of my mother - we worked with Ms. Lety (Letty) and she was incredibly nice, helpful, and accommodating. We were working to get a statement letter for my mother's policy, and Ms. Lety was so friendly and understood exactly why we needed the letter. She even followed up a few days later when the letter was generated and put it in the mail right away. We are incredibly grateful for her friendly customer service and empathy.

Born in the Pentagon, built to serve

In 1947, AFBA emerged from the basement of the Pentagon to solve a critical need in support of the military. More than 75 years later, our commitment to those who go in harm’s way remains core to everything we do.

  • Service that’s mission-ready
    Transparent coverage and high-touch customer service deliver life insurance member benefits that are as understandable as they are meaningful.
  • Making the hardest days easier for member families
    With a compassionate and proactive claims process, through our underwriter 5Star Life Insurance Company, we do everything in our power to make the hardest days in a family’s life, just a little bit easier.
  • Life beyond the benefit
    Becoming an AFBA member is more than signing up for life insurance member benefits; it’s joining a community with member benefits for the entire family.
Miami Beach Florida,Mount Mt. Sinai Medical Center centre hospital,Fire Rescue medical emergency room ambulance vehicle,EMT,FL190331018

Who is eligible for coverage

Current or former Homeland Security personnel, law enforcement, correction officers, firefighters, emergency medical service providers, and their families are eligible to enroll for coverage. Life insurance member benefits are underwritten by 5Star Life Insurance Company and offer features suited to first responders. 

Available products

Group level term life insurance underwritten by 5Star Life Insurance Company with level benefit through age 70 and coverage amounts from $50,000 - $500,000.

Group term life insurance underwritten by 5Star Life Insurance Company with level benefit to age 121 and coverage amounts up to $50,000.

Group term life insurance underwritten by 5Star Life Insurance Company with level benefit for individuals ages 1-17 with coverage amounts up to $50,000.

Making the hardest days easier for member families

We are proud to offer member benefits that make the hardest days in a family’s life, just a little bit easier.

Watch the video to learn about Danielle’s story.

Nothing is going to hold me back!

Family survivor college scholarship

As a unique member benefit, AFBA is proud to offer families of eligible fallen members the Charles C. Blanton AFBA Family Survivor College Scholarship. Surviving spouse and children are eligible for $10,000 per year, up to a total maximum benefit for the entire family of $40,000 toward an undergraduate degree, license or certification.
Not available in New York. In Virginia, only available to First Responders.

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Giving back to our communities

Learn how we are committed to supporting those who serve, defend, and protect our nation.

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5Star Life Insurance Company is AFBA’s wholly owned affiliate and life insurance underwriter for its member benefits. It has been awarded on the Forbes list of World’s Best Insurance Companies in 2023 and 2024. Read more

Already a member?

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